// THE STACK
Your Payment Infrastructure
Every dollar you earn needs a clear path from your client's card to your bank account. Build this once and it runs itself. Here are the tools that make up a complete payment stack for a vibe coding business:
| Tool | Use Case | Fee | Best For |
|---|---|---|---|
| Stripe | Accept cards, set up subscriptions, invoices | 2.9% + 30¢ | SaaS subscriptions + freelance invoices |
| Gumroad | Sell digital products with built-in checkout | 10% flat | Digital downloads, templates, guides |
| Lemon Squeezy | SaaS payments with EU tax handling | 5% + 50¢ | International SaaS customers |
| PayPal | Quick invoices, familiar for clients | 3.49% + 49¢ | One-off freelance projects |
| Wave (free) | Professional invoicing with payment links | 1% bank / 2.9% card | Freelance invoicing at no monthly cost |
// STRIPE SETUP — STEP BY STEP
Get Stripe Running in 20 Minutes
Stripe is the gold standard for online payments. Here's the exact setup sequence:
01
Create your Stripe account
Go to stripe.com → Sign up with your email. You'll need your SSN (or EIN if you have one), bank account details, and a phone number for verification.
02
Complete identity verification
Upload a government ID. Stripe reviews this within 24 hours. Once verified, you can accept live payments immediately.
03
Create your first product
In the Stripe dashboard → Products → Add product. Set up your SaaS subscription tiers ($9.99/mo, $19.99/mo, etc.) or a one-time project price.
04
Generate a payment link
Stripe → Payment Links → Create link. Select your product, customize the checkout page, and copy the URL. This link collects payment from anyone worldwide.
05
Add the link to your product page
Drop the Stripe payment link as your CTA button on the Claude-built landing page from Lesson 6. Done — you're live.
06
Set up automatic payouts
Stripe → Settings → Payouts → Set to automatic daily or weekly. Money hits your bank account on a schedule, no action required.
// PRICING PAGE GENERATOR
Build Your Pricing Page with Claude
A clear, well-designed pricing page converts visitors into paying customers. Generate a prompt for Claude to build yours:
// COMBINED REVENUE MODEL
Your Full Income Picture
Map all three income streams together — freelance, SaaS, and digital products:
// PAYMENT SETUP CHECKLIST
Your Setup Commitment
Write out your payment setup plan — which platforms you'll use for which income stream, and when each will be live:
// LESSON RECAP
Your Payment Stack is Ready
Stripe for subscriptionsYour SaaS MRR runs through Stripe. Set it up once and customers bill automatically every month.
Gumroad for productsDigital products live here. Upload, set price, share link. Sales come in while you sleep.
Wave for invoicingFree professional invoices for freelance projects with built-in payment collection.
Combined income modelThree streams running in parallel. This is how single-person businesses generate serious monthly revenue.
// FINAL LESSON · LESSON 08
Scale to Financial Freedom
Automate, systematize, and build the income that runs without you. The grand finale.
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